How to Apply for PM Surya Ghar Yojana Subsidy in 2026
Thinking about switching to solar and cutting down your electricity bills for the long term? The Government of India’s PM Surya Ghar: Muft Bijli Yojana makes this transition easier than ever. Under this scheme, homeowners can receive a direct subsidy of up to ₹1,08,000 for installing residential rooftop solar systems.
The entire process is online, and once approved, the subsidy amount is credited directly to your bank account. Eligible households can also benefit from up to 300 units of free electricity every month.
In this guide, we’ll cover
- Who can apply
- How the application process works
- Documents required
- Expected subsidy timeline
- How to combine the subsidy with financing options
What Is PM Surya Ghar Yojana?
The PM Surya Ghar Yojana is a central government initiative aimed at promoting rooftop solar adoption among homeowners. The scheme is administered by the Ministry of New and Renewable Energy (MNRE) and implemented through local DISCOMs.
The entire application is agent-free, digital, and transparent—no middlemen or paperwork hassles.
Who Is Eligible?
- You own the house and rooftop
- The rooftop is structurally suitable for solar panels
- You are willing to install a net meter
- Your Aadhaar is linked to both your bank account and electricity connection
Tenants and commercial properties are not eligible. MSMEs can explore alternative rooftop solar financing options.
Step-by-Step Guide to Apply
Register on the portal by selecting your State and DISCOM and entering your consumer details.
Submit the rooftop solar application and wait for DISCOM approval.
Install the system through an MNRE-approved vendor with net metering.
Upload installation photos, invoice, warranty and net meter confirmation.
Receive subsidy in your Aadhaar-linked bank account within 30–45 days.
Documents Required
- Latest electricity bill
- Aadhaar card
- PAN card
- Aadhaar-linked bank account details
- Proof of property ownership
Avoid Heavy Upfront Costs with Financing
Government banks like SBI, PNB, Canara and other public banks offer solar loans at 7–8% interest, making rooftop solar affordable without financial strain.
With SolarSetu’s solar financing
- Fully digital loan application
- Flexible EMI options
- Trusted local vendors
Verdict
PM Surya Ghar Yojana provides a transparent, digital and future-ready solution for rooftop solar adoption. It lowers electricity bills, reduces carbon emissions and turns your home into a long-term energy asset.
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Frequently Asked Questions
All residential electricity consumers with a valid electricity connection are eligible as per government guidelines.
You can get subsidy up to 40% depending on the solar system capacity approved under the scheme.
Subsidy is usually credited within 30–45 days after system installation and final inspection.
Yes, net metering is mandatory for on-grid solar systems to avail subsidy benefits.